Flood Re

Flood Re is a joint initiative between the Government and the insurance industry that exists to promote the affordability and availability of flood insurance for homes across the UK. Our operation promotes a competitive insurance market that customers can take advantage of. Flood Re does not set consumer prices – this remains a decision for insurers to make.

Insurers can place the flood risk element of domestic property insurance with us at a premium linked to property Council Tax bands. Flood Re sits in the background, with the purchase of the policy and the process of making a claim being unchanged. 

As of April 2022 we launched Build Back Better which is designed to reduce the cost and impact of future floods by including property resilience measures as part of flood repairs.